FILE: delaydefenddeny.com / Lowball offers
The lowball offer
A fast check can feel like relief. It can also be the cheapest way for an insurer to close your file forever.
Why first offers are low
- They come before your treatment is finished
- Many insurers use claim-evaluation software that scores injuries and treatment in ways that favor the insurer
- They don't account for future care, lost earning ability or pain and suffering
- They test whether you have a lawyer
The release
When you accept a settlement, you usually sign a release. That generally ends your claim for good, even if you later need surgery.
"This offer expires Friday."
Artificial deadlines are pressure. A real offer can wait for a real evaluation.
Before you accept anything
- Finish treatment, or know your doctor's plan.
- Add up every bill, including what health insurance paid. They may want repayment.
- Count lost wages and future losses.
- Get a free case review.
Getting the runaround?
Free case review with Talal Perez Ghosheh. English or Spanish.